disclaimer and terms of use

Last updated: 2026-09-17. These terms are a binding legal agreement. By accessing, browsing, linking to, embedding, scraping, citing, screenshotting, or otherwise using this site (including any page, feed, API route, model output, chart, counter, or download) you accept them in full. If you do not agree, leave immediately and do not use the site.

Cleastocks is a personal research and publication site operated by a private individual in a personal capacity, not as a firm, partnership, company, fund, or regulated person. Everything here, including original briefs, research, commentary, the live news wire, machine-generated summaries, algorithms, model output, live or delayed market data, paper money counters, cost sheets, charts, and any social or email copy that points back here, is offered for general educational and informational purposes only. Nothing on this site is professional advice of any kind. Nothing on this site is an invitation to deal.

Binding Agreement and Electronic Acceptance

These terms apply to every visit, whether or not you click a button, create an account (this site has none), subscribe elsewhere, or read this page in full. Continued use after a change to these terms is acceptance of the change. You agree that electronic display of these terms on this site is valid notice, that you can access and print them, and that no wet-ink signature is required. If any applicable law requires a stricter form of assent, your use after that law is brought to your attention is still assent to the maximum extent that law allows.

If you use the site on behalf of another person or entity, you represent that you have authority to bind that person or entity, and "you" includes both of you. If you lack that authority, you are personally bound and you must not use the site for them.

Released Parties and Personal Capacity

References to the "site owner" mean the natural person who publishes this site, acting only in a personal capacity. They include, to the maximum extent permitted by law, that person's heirs, estate, successors, and assigns. "Released Parties" means the site owner and any past, present, or future hosts, contractors, contributors, volunteers, service providers, licensors, and their officers, employees, and agents, including without limitation hosting, analytics, model, data, and news providers used to operate the site. No Released Party is your adviser, broker, agent, or fiduciary.

This publication is not a company, partnership, joint venture, collective investment scheme, commodity pool, managed account, or investment club. Display of a name, mark, or URL does not create any such entity. You will not name any Released Party as a defendant on the theory that the site is a business you dealt with as a customer.

Not Investment, Tax, Legal, or Trading Advice

All content on this site, including research papers, briefs, blog posts, ratios, charts, model output, ticker analysis, wire headlines, machine-generated summaries, algorithm pages, paper profit-and-loss figures, fee illustrations, probability bars, trend labels, lead-lag prints, prediction-market numbers, and any opinions expressed, is provided for general informational and educational purposes only. Nothing on this site is, or should be construed as, investment advice, financial advice, trading advice, tax advice, accounting advice, legal advice, insurance advice, pension advice, or a recommendation, endorsement, solicitation, or offer to buy, sell, hold, short, lend, stake, mint, or otherwise transact in any security, derivative, commodity, cryptocurrency, digital asset, prediction-market contract, or other financial instrument, in any jurisdiction.

No content is a personal recommendation under the UK Financial Services and Markets Act 2000, a recommendation under MiFID II, an advertisement for a financial product, a prospectus, a key information document, or an offer of securities. No content is commodity trading advice, a CTA solicitation, or a CPO communication under the US Commodity Exchange Act. No content is intended for any person as to whom such a communication would be unlawful.

No Professional Registration

The site owner is not, and is not acting as, a registered investment adviser, exempt reporting adviser, broker, dealer, introducing broker, futures commission merchant, commodity trading advisor, commodity pool operator, swap dealer, money transmitter, payment institution, e-money firm, insurance intermediary, mortgage intermediary, claims management firm, financial planner, accountant, tax professional, lawyer, or similar regulated person in the United Kingdom, the United States, the European Union, or any other jurisdiction. The site owner is not authorised or regulated by the FCA, PRA, SEC, CFTC, NFA, FINRA, ASIC, MAS, or any other financial regulator. Absence of a warning from a regulator is not an endorsement.

You will not treat any page, number, or model as a regulated communication, a financial promotion that has been approved by an authorised person, or a communication that has been filed with any regulator.

Public Information Only

Facts, figures, prices, ratios, tickers, company information, macroeconomic data, fundamentals, charts, headlines, order-book prints, and other inputs used on this site are sourced from publicly available information. This includes regulatory filings, publicly accessible market data, exchange data feeds, published news, transcripts of public earnings calls, public press releases, public databases, and public APIs available to retail market participants. No material non-public information is used or intended to be used. The site owner does not hold any inside-information position with respect to any company discussed.

No Fiduciary or Advisory Relationship

Accessing, reading, downloading, referencing, or interacting with this site or its content does not create any adviser-client, fiduciary, agency, broker-customer, lawyer-client, accountant-client, or similar relationship between you and any Released Party. No Released Party owes you a duty of care, suitability, best-interest, loyalty, confidentiality (beyond the limited privacy notice below), or any other duty. Nothing on this site is tailored to your personal financial situation, risk tolerance, investment horizon, tax position, regulatory status, jurisdiction, or any other individual circumstance. You are not a client, customer, or account holder of this site. There is no account, no custody, no onboarding, and no know-your-customer process because none of those things are offered.

Author May Hold Positions

The site owner may now, or in the future, hold long or short positions in, derivatives on, or have any other economic or non-economic exposure to, any of the securities, sectors, themes, indices, currencies, commodities, digital assets, prediction markets, or other instruments discussed or displayed on this site, and may increase, decrease, hedge, exit, or otherwise change these positions at any time, without notice and without updating prior writing. The site owner is under no obligation to disclose, update, or correct any position changes. Readers should assume the site owner has a financial interest in the subject matter of any piece on this site unless stated otherwise. A displayed paper profit, model call, or cost sheet is not a statement of the site owner's live book.

Forward-Looking Statements and Opinion

Statements about the future of any market, sector, ticker, regime, macro variable, or economic outcome are forward-looking statements. They reflect the site owner's opinion at the time of writing and are subject to assumptions, modelling errors, data errors, and revision. Actual results may differ materially. Past performance is not indicative of, and is not a guarantee of, future results. References to specific price levels, range positions, ratios, correlations, regression statistics, or trade ideas describe what the data showed on a particular date and are not projections of what will happen next.

Do Your Own Research

Before making any investment, trading, allocation, or related decision you should conduct your own due diligence and consult one or more licensed and independent professionals (investment adviser, broker, accountant, tax professional, attorney) qualified in your specific jurisdiction and personal circumstances. You are solely responsible for any action you take or do not take in reliance on information you find here. If you lose money after reading this site, that loss is yours alone.

Assumption of Risk

Trading and investing in securities, derivatives, commodities, foreign exchange, and digital assets can result in the loss of some or all of your capital, and in some products in losses that exceed your capital. Leverage, perpetual futures, options, and prediction-market contracts can move against you quickly. You assume all risk of any decision you make after viewing this site, including the risk that data was wrong, late, incomplete, or hypothetical, and the risk that a model or animation made a path look cleaner than a live fill.

You expressly assume the risk that (a) any number on this site is wrong; (b) any live feed is delayed, crossed, or from a venue you cannot trade; (c) any paper counter omits fees, spread, slippage, latency, liquidations, funding, borrow, taxes, and operational error; (d) any model, including DeepLOB or any successor, is unprofitable, overfit, or broken; and (e) you may have no useful remedy against any Released Party if you lose money.

Algorithms, Models, Live Books, and Paper Money

Pages under /algos and any similar laboratory, desk, tape, chart, money counter, fee reel, probability bar, or cost sheet are demonstrations. They are not a trading venue, matching engine, broker, prime, custodian, wallet, smart-contract interface, or order router. You cannot buy or sell anything through this site. No order is sent. No fill is real. No balance is yours. No paper dollar is withdrawable.

Any money counter, paper profit-and-loss, mid-to-mid mark, or similar figure is a laboratory illustration. It is marked on a mid price, or on another published mark, and it does not take trading fees, exchange fees, maker or taker fees, spreads beyond those shown, slippage, stale books, rejected orders, partial fills, queue position, latency, disconnects, liquidations, auto-deleveraging, funding, borrow, inventory, or tax. A second number that estimates a taker is itself an estimate and may be wrong. If a live path looks profitable on the counter, a real trade on the same idea can lose money. You agree not to treat the counter, the fee reel, or the cost table as a promise, a track record, or a statement of your wealth.

Model names (including DeepLOB and any citation of Zhang, Zohren, Roberts, or other academic work) describe a class of research or a private engine. Display of probabilities, "up / flat / down" bars, trend labels, lead-lag milliseconds, or prediction-market fairs is not a trade signal, not a call to the market, and not an instruction to enter, exit, or size a position. Thresholds used to paint ticks on a chart are visualisation rules, not an investment process offered to you.

Where a private engine, collector, or live loop is described (including machines or folders that are not part of this website), those systems are not offered as a service to you. You have no right to access them, no service-level promise, and no licence to their weights, code, or logs. This site may show a public book from a third-party exchange instead of that engine. A public book is not the engine. A missing engine is not a defect you can sue over.

Academic papers, open-source models, and third-party implementations are the responsibility of their authors and publishers. Citation is not an endorsement and is not a representation that any result can be reproduced, traded, or repeated.

Hypothetical and Simulated Performance

Any paper, backtest, mid-to-mid path, animated counter, or after-the-fact cost sheet is hypothetical or simulated performance. Hypothetical results have inherent limitations. They do not represent actual trading. They may understate or overstate the effect of certain market factors. No representation is made that any account will or is likely to achieve profits or losses similar to those shown. Simulated results do not reflect the impact of liquidity, your size, your fees, or your psychology.

You agree that CFTC Rule 4.41 and any similar rule in any jurisdiction, to the extent they apply at all (and the site owner does not concede that they do), are satisfied by this notice: these results are simulated, they are not a record of any account, and they are not a prediction.

Exchanges, Venues, and Market Data

Names such as Coinbase, Kraken, Bitstamp, Binance, MEXC, Lighter, Extended, Polymarket, and any other venue, feed, or oracle are used only to identify a public source of data. Those venues are not affiliated with, endorsing, sponsoring, or responsible for this site. Their marks belong to them. A book, last, fair, or mid taken from them may be delayed, throttled, sampled, or wrong. You must not trade off this site's display of their data. If you open an account with any venue, that relationship is solely between you and that venue under that venue's terms.

Prediction-market prices, fairs, and implied probabilities are not statements that an event will or will not occur, are not polling, and are not betting advice. You may be prohibited from using prediction markets where you live. This site does not check that for you.

Social Posts, Email, and Other Channels

Posts on X, Substack, GitHub, or any other third-party service, and any email or message that links to this site, are subject to these same limitations. A short post is not a complete analysis. A chart image is not a live feed. Third-party platforms have their own terms. The site owner may delete, edit, or contradict a prior post without updating this site.

Accuracy, Completeness, and Revisions

The site owner makes a good-faith effort to ensure that data, citations, and analysis are accurate as of the date of publication. However, no representation or warranty, express or implied, is made as to the accuracy, completeness, timeliness, suitability, reliability, availability, or merchantability of any information on this site. Data providers, news sources, APIs, and automated systems may be inaccurate, delayed, biased, or revised after publication. The site owner is under no obligation to update, correct, supplement, or retract any prior content, including a money counter that has moved since you looked away.

No Reliance; Limitation of Liability

YOU ACCESS AND USE THIS SITE, ITS CONTENT, AND ANY LINKED RESOURCES ENTIRELY AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT. NO ORAL OR WRITTEN INFORMATION FROM ANY RELEASED PARTY CREATES A WARRANTY.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NO RELEASED PARTY SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES OF ANY KIND WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST CAPITAL, LOST OPPORTUNITIES, TRADING LOSSES, MARK-TO-MARKET LOSSES, TAX CONSEQUENCES, BUSINESS INTERRUPTION, PERSONAL INJURY, EMOTIONAL DISTRESS, REPUTATIONAL HARM, OR DATA LOSS, ARISING OUT OF OR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE, THIS SITE OR ANY CONTENT, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE AND GROSS NEGLIGENCE TO THE EXTENT IT MAY BE DISCLAIMED), STRICT LIABILITY, STATUTE, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

IF, DESPITE THE FOREGOING, A RELEASED PARTY IS FOUND LIABLE TO YOU, THAT LIABILITY IS LIMITED IN THE AGGREGATE TO THE GREATER OF (A) THE AMOUNT YOU PAID THE SITE OWNER FOR ACCESS TO THIS SITE IN THE THREE MONTHS BEFORE THE CLAIM, WHICH IS ZERO BECAUSE ACCESS IS NOT SOLD, AND (B) TEN POUNDS STERLING (£10). YOU AGREE THIS CAP IS A REASONABLE ALLOCATION OF RISK FOR A FREE PUBLICATION YOU WERE TOLD NOT TO RELY ON.

Some jurisdictions do not allow certain limitations or exclusions of liability; in those jurisdictions, the foregoing applies only to the extent permitted by law. Nothing in these terms excludes liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation, where such exclusion is not permitted.

Release and Covenant Not to Sue

To the maximum extent permitted by applicable law, you hereby release, waive, and discharge the Released Parties from any and all claims, demands, causes of action, and liabilities of every kind, known or unknown, suspected or unsuspected, arising out of or related to your use of the site, your reliance on any content, any trading or investment decision, any paper or live loss, any third-party venue, and any unavailability or error of a feed or model.

If you are a California resident, you waive California Civil Code section 1542 and any similar law, which would otherwise say that a general release does not extend to claims you do not know or suspect to exist. If you are resident elsewhere, you waive any comparable unknown-claims rule to the extent you may.

To the maximum extent permitted by applicable law, you covenant not to sue, commence, or join any action, arbitration, regulatory complaint, or other proceeding against any Released Party arising out of the site or your use of it, except to enforce a right that cannot be waived. You agree that any Released Party may plead these terms as a complete bar to any such proceeding.

Time Limit on Claims

To the maximum extent permitted by applicable law, any claim or cause of action arising out of or related to the site or these terms must be filed within twelve (12) months after the claim accrued, or it is permanently barred. You agree this period is reasonable for a free informational site. Mandatory limitation periods that cannot be shortened remain as the law requires.

Live News Wire: Headlines and Licensed Content

The live wire on this site displays news headlines as filed by the news provider named alongside them, together with the time of filing. It does not reproduce, mirror, cache for readers, transmit to browsers, or otherwise make available the text of any article behind a headline. Those articles are the copyright of their publishers and are supplied to this site under licence terms that do not permit republication. No part of any licensed article body is sent to your browser or stored for your retrieval through this site.

Wire copy is signed, and the signature is not published here. Reporter and editor bylines, credit lines, work email addresses, desk telephone numbers, and personal social handles are removed from an article before anything reads it, including before the summarising model reads it, and a summary that names a journalist or gives out a contact detail is stopped rather than shown. Where a column carries its author's name in the headline itself, that name is taken off the headline before the headline is displayed. This site names newsmakers, not newsroom staff. You must not attempt to recover, reconstruct, or obtain newsroom personal details through this site or its features.

Reuters, Thomson Reuters, and other wire or news providers whose headlines may appear on the wire are not affiliated with, endorsing, sponsoring, or responsible for this site, its commentary, its summaries, or any use you make of them. Their trademarks and service marks belong to their respective owners.

Machine-Generated Summaries and Interactive Features

Where a summary is shown, it was written by a machine, on request, by an open-weights language model reading the licensed article on the server only. A summary is new text about a news report; it is not that news report, not a translation or abridgement offered in place of it, and not attributable to the news provider, Reuters, Thomson Reuters, or any journalist. Summaries are produced automatically without human editorial review or sign-off, may misstate or omit material facts, may be incomplete, biased, hallucinated, or outdated, and should not be relied on as a record of what was published. Where a fact matters, read the original at its publisher.

No warranty is given that any summary is accurate, complete, current, unbiased, or suitable for any purpose, including trading or investment decisions. Interactive features (including asking a question about a story or requesting a regenerated summary) produce further machine output subject to the same limitations. You must not use this site or its features to extract, reconstruct, republish, scrape, reverse engineer, or attempt to obtain original licensed article text, whether in whole or in part.

Rights holders, publishers, and journalists who believe a headline, summary, or other wire-related display exceeds fair use or breaches their terms should contact the site owner through the GitHub link in the footer. Complaints will be reviewed in good faith and, where appropriate, content will be removed or disabled.

Summaries are not human-authored journalism. The site owner does not claim moral rights, paternity, or integrity rights in machine output, and does not attribute summaries to any person. You must not present a summary as the work of a named journalist, editor, or the site owner without clear disclosure that it was machine-generated.

AI and Automated Content Generally

Automated and AI-generated output on this site can be wrong, misleading, or unavailable. The summariser, any laboratory model display, and related interactive features are experimental: they may change, break, be withdrawn, or return different output from one request to the next without notice. There is no guarantee that any automated feature will be online, fast, or free of rate limits. When unavailable, a page may show headlines only, a public book only, or an error.

Text you submit through interactive features (for example, a question about a headline) is not a confidential advice request. Do not submit personal financial details, account numbers, passwords, or other sensitive personal data. Inputs may be processed by third-party model infrastructure (such as Vercel AI Gateway or hosted model providers) under their own terms when the site uses hosted inference. You grant only the limited rights needed to process your query and display the result; the site does not claim a broad licence to reuse, publish, or train on your inputs beyond what is necessary to operate the feature. The site does not promise to store, archive, or make your prompts available after a response is generated. Brief logging by hosting or model providers for abuse prevention, rate limiting, or reliability is possible and is governed by their policies, not this site.

This site does not use summaries or other automated output to make decisions with legal or similarly significant effects on you. Do not use this site or its summaries for consumer-credit, employment, insurance, housing, or other regulated eligibility decisions.

Service Availability, Force Majeure, and Security

The site may be unavailable, slow, or incomplete at any time, with or without notice. The site owner is not liable for any failure or delay caused by events outside reasonable control, including outages of hosting, news feeds, model APIs, exchange APIs, internet infrastructure, power failures, labour disputes, government action, or natural events.

No warranty is given that this site, its hosting, or any transmission to or from it is secure, uninterrupted, or free from unauthorised access, malware, or data breaches. You use the site at your own risk. You will not hold any Released Party responsible for a third party who copies, spoofs, or frames this site.

RSS Feed

The site's RSS feed lists wire headlines with a pointer back to this site. It is not a republication of licensed article text. Subscribers should treat headlines as pointers to the live wire and should read these terms before relying on any summary or other generated content on the site.

Acceptable Use, Suspension, and Indemnity

You agree to use this site only for lawful purposes and in a manner consistent with these terms. Without limitation, you must not scrape the site beyond normal browsing or RSS consumption, circumvent access controls, probe or attack the site's infrastructure, attempt to extract licensed article text, harass or impersonate others, or use the site in any way that infringes third-party rights or applicable law. You must not use the site to operate or market a competing data product built from its feeds.

The site owner may suspend or terminate access, remove content, refuse service, or block users at any time, with or without notice, for any reason permitted by law, and without liability to you.

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Released Parties from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your misuse of the site, your scraping or attempted extraction of licensed content, your republication or reconstruction of licensed article text obtained or derived through the site, your violation of these terms, your violation of any law or third-party right, any claim by a third party arising from a trade or other act you took after viewing the site, or your reliance on site content for trading or investment decisions. This indemnity applies only to the extent permitted by law and does not require you to indemnify against the site owner's own fraud, wilful misconduct, or gross negligence where such limitation is not permitted.

Third-Party Content, Links, and Services

This site may contain links, references, or quotations from third-party websites, services, data providers, news outlets, government filings, exchanges, and other sources. The site owner does not control and does not endorse the content, accuracy, opinions, policies, products, or services of any third party. Use of any third-party resource is governed by that third party's terms and privacy policy. All trademarks, ticker symbols, and product names are the property of their respective owners and are used here for identification and reference only, on a nominative-fair-use basis where applicable.

The site is hosted on Vercel and may use Vercel Analytics, Speed Insights, and related infrastructure. Email subscription for the brief is operated on Substack at noctaaa.substack.com. This site does not operate that mailing list and does not collect email addresses for it. Substack's terms and privacy policy apply to subscriptions there. GitHub is used as a contact route; GitHub's terms apply to use of that service. Third-party AI, hosting, analytics, exchange, and platform providers have their own terms, which govern their services independently of this page. A failure, leak, or ban on a third-party service is not a failure of the site owner.

Copyright and Fair Use

Original commentary, analysis, charts, tables, briefs, and code on this site are the copyright of the site owner. Brief, attributed quotation for personal, educational, journalistic, or research purposes is permitted. Reproduction or redistribution of substantial portions without attribution and a link back to the source is not permitted. Quotations of third-party material on this site (filings, news articles, press releases, regulatory text, and similar) are used on a fair-use or fair-dealing basis for purposes of comment, criticism, teaching, or news reporting, where applicable. Wire headlines are displayed under the licence and fair-use constraints described above and are not a licence for you to republish them. Display of a headline on this site or in the RSS feed does not grant you any sublicence, syndication right, or bulk redistribution right over wire headlines or provider marks. You must not scrape, harvest, mirror, or republish headlines at scale, whether manually or through automated means, except as ordinary personal browsing or RSS consumption on this site's terms.

Research Section

The research section of this site may be empty, marked as coming soon, or contain archived material that is not currently published for general access. The absence of live research is not an offer of advice or a solicitation. When research is published or republished, it remains subject to these terms, including the investment and liability disclaimers above. Standalone research files, when distributed, carry an embedded disclaimer pointing to this page.

Jurisdiction and Suitability

The content on this site is not directed at, and is not intended for use by, any person in any jurisdiction where its publication, use, or availability would be contrary to local law or regulation, or which would subject the site owner to any registration or licensing requirement. Nothing on this site is intended for distribution to, or use by, retail investors in jurisdictions that restrict access to the kind of analysis published here. You are responsible for determining whether you are legally permitted to access and act on this content in your jurisdiction. If you are not so permitted, you must leave.

This site is not directed at children or anyone under 18. If you are under 18, you must not use this site.

You represent that you are not located in, under the control of, or a national or resident of any country or region subject to comprehensive trade sanctions, and that you are not a restricted or denied party under applicable export or sanctions laws. You must not use this site if such use would violate those laws.

This site is not a deposit, is not protected by the UK Financial Services Compensation Scheme, the US SIPC, or any other compensation scheme, and is not insured.

User Representations

You represent and warrant that: (1) you are at least 18; (2) you have read these terms; (3) you will not rely on the site as a substitute for professional advice; (4) you have the knowledge and resources to lose any money you choose to put at risk elsewhere; (5) you will not claim that a paper number, animation, or model output was a personal recommendation to you; (6) you will not hold out the site owner as your adviser, partner, or agent; and (7) the information you provide if you contact the site is not confidential unless a separate written agreement says so.

Privacy and Analytics

This site is built with Next.js and hosted on Vercel. Vercel Analytics and Speed Insights are enabled to count page views and measure performance. These services may collect aggregate, anonymised information about visits. The site does not run third-party advertising, does not use ad-targeting cookies, and does not operate an email list on this domain (Substack is separate, as described above). If you contact the site owner through GitHub or other channels, that correspondence is not published on the site unless you and the site owner agree otherwise in writing.

This notice is not a full privacy policy for a consumer product because this site does not sell accounts or process payments. If you are in a jurisdiction that requires a separate privacy statement for a personal publication, treat this section as that statement: the controller is the site owner, the purpose is operating a public website, the legal basis where GDPR or UK GDPR applies is legitimate interest in publishing and securing the site, and you may contact the site owner through GitHub to ask what is held. Hosting and analytics providers act as processors or independent controllers under their own terms.

Governing Law, Venue, and Collective Proceedings

These terms and any dispute, claim, or controversy arising out of or relating to them or the site, including non-contractual claims, are governed by the laws of England and Wales, without regard to conflict-of-law rules. Subject to the mandatory-rights paragraph below, the courts of England and Wales have exclusive jurisdiction, and you consent to venue in London.

To the maximum extent permitted by applicable law, you may bring claims only in your individual capacity, not as a plaintiff or class member in any class, collective, representative, or private-attorney-general proceeding. If this waiver is found unenforceable as to a particular claim, that claim must proceed in court under the venue clause above and all other claims remain bound by this waiver.

If a proceeding is brought in a jurisdiction that provides a jury, you and the site owner waive trial by jury to the maximum extent permitted. The site owner may seek injunctive or other equitable relief in any court of competent jurisdiction to stop scraping, infringement, or misuse, without a bond to the extent a bond can be waived.

Changes to These Terms

These terms may be updated at any time, with or without additional notice beyond changing the date on this page. The most current version is always at /disclaimer. Continued use of this site after any change constitutes acceptance of the revised terms. If you do not agree to a change, your only remedy is to stop using the site.

Copyright Complaints and Takedown Notices

If you believe material on this site infringes your copyright or exceeds permitted use, send a written notice to the site owner through the GitHub link in the footer. To help review the complaint quickly, include: (1) your physical or electronic signature; (2) identification of the copyrighted work you claim has been infringed; (3) identification of the material on this site and enough detail to locate it; (4) your contact information; (5) a statement that you have a good-faith belief that the use is not authorised by the rights holder, its agent, or the law; and (6) a statement, under penalty of perjury where applicable, that the information in the notice is accurate and that you are authorised to act on behalf of the rights holder. If you are outside the United States, include equivalent detail so the work and the material you want removed can be identified. The site owner is not claiming any particular statutory safe-harbour registration; this procedure is offered in good faith to address complaints.

Contact and Takedown

For takedown requests, copyright complaints, factual corrections, wire-related disputes, or other notices, contact the site owner through the GitHub link in the footer (github.com/cleasbong). That channel is the only notice address for these terms. The site owner reserves the right to refuse or remove content at sole discretion and will respond to good-faith rights-holder complaints as described above. A request for advice, a trade idea, or a personal recommendation will be ignored and does not create a duty.

Miscellaneous

Severability. If any provision of these terms is held invalid or unenforceable, the remaining provisions remain in full force to the extent permitted by law. A court should modify an invalid provision to the minimum extent needed to make it valid, rather than strike these terms as a whole.

Entire agreement. For your use of this site, these terms constitute the entire agreement between you and the site owner regarding the site and supersede prior understandings on that subject, except where a separate written agreement explicitly says otherwise. Marketing copy, tweets, commit messages, and pull-request text are not amendments.

No waiver. Failure to enforce any provision of these terms is not a waiver of that provision or any other right. A waiver is only effective if in a signed writing from the site owner.

Reservation of rights. All rights not expressly granted to you are reserved by the site owner.

No third-party beneficiaries. These terms are for the benefit of you, the site owner, and the Released Parties only. No other person is intended to be a third-party beneficiary of your use of this site. Nothing here limits copyright holders, news publishers, wire services, or other rights holders from raising complaints or pursuing remedies available to them outside this agreement.

Assignment. The site owner may assign or transfer these terms, in whole or in part, in connection with a change of ownership, hosting, or operation of the site. You may not assign your rights or obligations under these terms without prior written consent.

Survival. Provisions that by their nature should survive the end of your use (including disclaimers, limitations of liability, release, covenant not to sue, indemnity, acceptable-use restrictions, claim-time limits, governing law, and intellectual-property reservations) survive for as long as applicable law allows.

Headings and language. Headings are for convenience only and do not affect interpretation. The controlling language is English. A translation, if any, is courtesy only.

Mandatory rights. Nothing in these terms excludes or limits any liability or remedy that cannot be excluded or limited under applicable law, including statutory rights of consumers in the United Kingdom, European Union, or other jurisdictions where mandatory protections apply. If you are such a consumer, these terms apply to the fullest extent they lawfully can, and no further.

These terms are provided for site protection and user notice. They are not legal advice to the site owner or to you, they do not create any registered-adviser, broker-dealer, or fiduciary status, and they do not guarantee that a court will enforce every clause. They are the site owner's complete statement of the basis on which the site is offered. If that basis is not acceptable to you, do not use the site.